Getting life insurance is an essential part of a solid financial protection strategy.  Unfortunately, many people believe it is better to wait when it comes to setting up a policy.  However, waiting only makes it harder to get coverage since insurance rates are more expensive as you age which can limit your ability to afford the best coverage available. 

 

Also, when you are younger there usually is no request for a medical which makes it much easier to be approved.  The older you get the more strict the medical requirements which can also limit what coverage you can qualify for.

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Simply put, the best time to get life insurance is as early as possible.